Bad Health Insurance
I need life Insurance but am in bad health?
Please tell me options for life Insurance with cancer and heart problems
What about graded Insurance or guaranteed issue Insurance, can someone sugest a company to call?
It is possible but it will likely be expensive.
First off, do you have any coverage through your work or a former employer? Sometimes this coverage can continue on after you stop working there. These insurances are often convertable without providing medical evidence as well.
Second, you have the option of a gauranteed issue policy where they do no medical underwritting. This will be expensive though.
For all situations, especially those where you have health issues you should speak to an isurance broker in your area. they can check with their various companies to see who might be able o approve you. Do you currently have cancer or was it in the past? If it’s in the past, it will depend on how long ago and what type. Same with the heart problems.
A suggestion of a company to call completely depends on your location. Best bet is to ask around you local area if any one knows any good brokers. Or just do a google search to find one in your are and interview a couple of them to find one that you like to deal with.
Injured Bad Health Insurance commercial (NSFW)