Cheap Car Insurance Companies
Does anyone know any good cheap Insurance companies to insure my car?
For me, the best was eSure http://www.esure.com … but there’s no reason to believe they’d be good for you too.
It would depend where you live, your driving record, and on loads of other factors.
Try putting your details into a comparison site like http://www.confused.com or http://www.moneysupermarket.com to see which companies come up cheaper.
Then visit the cheapest-looking Insurance companies’ websites directly to check what their policies offer and whether it’s everything you want – eg. how much is the excess if you have to claim / is theft of audio kit covered and what are the max claim limits / etc.
Apart from getting as cheap and small-engined (ideally diesel) a car as possible, here are a few other tips for bringing down your quote:
1. See if getting an experienced driver to go on your policy as a named driver (but not to ‘front’ the policy for you, with you as a named driver) will bring down your quote. Sometimes this works – no idea why.
2. Try to get a car with an alarm & immobiliser, and slap as many other security devices as you can on it, like an approved steering wheel bar or cover. If you can, keep it in a locked garage overnight.
3. If possible, declare a limited mileage, like 5,000 a year instead of the average 10,000 – but make sure you don’t exceed it!
4. If you passed your test less than 12 months ago, look into taking the ‘Pass Plus’. It’ll cost at least £100 but could cut your Insurance premiums by as much as a third.
Finally, see if you can play a couple of the best insurers for you off against each other, taking one’s best offer to the other and finally offering to ‘buy right now’ from them for a further discount once one won’t go any lower.
Links to insurers, more Insurance buying advice and cost-cutting tips at the link below.
Hope this helps – good luck!