Compare Vehicle Insurance

how much will an Insurance Company pay you for your vehicle?
What you get for a totaled vehicle, how does it compare to NADA?
It’s not from the kelley blue book (www.kbb.com).
They have their “own” resource that you cannot see. And not only that they evaluate your car (They check for scratches on your windshield and the car. They also check for wear on your tires. Then they also check your engine (if the oil of the engine and/or transmission is dirty it means it ll need maintainance soon, and also might mean that the car wasn’t maintained properly).
They also see how much the car is sold by private parties (regular people, not dealerships) and they average it. They have many ways calculating the value of your car.
If you have a situation with Insurance companies try to look for your State’s Insurance department. This bureau will explain you what happens and help you. Try to Google: Insurance Department. Good luck!