Homeowners Insurance Quotes
What is the best way to go about getting homeowners Insurance Quotes?
I want to shop wisely without wasting a lot of time and dinging my credit any suggestions
Check with an independent agent who can shop several companies with only one credit inquiry. The inquiry itself is not a worry, it’s called a ‘soft inquiry,’ which means it doesn’t show up except to you yourself.
An independent agent is not beholden to any company and is your best opportunity to compare different companies. Different ones have different underwriting guidelines, so what is a desired risk to one may not be to another. Independent agents know the guides for each of their companies, and usually will give you choices between two or three good offers.