Student Health Insurance For Oklahoma

Is 82K a year good for 26 year old in Oklahoma?
I have:
1) two older cars (2000, 2002) both paid for
2) $100 a month in student loans
3) $400 mortgage/utilities after roommate’s portion
4) $0 credit card debt
5) $90 monthly Car Insurance
6) Free health Insurance through employer
7) $27 monthly gym membership
Is 82K good money for my age and location? It is relatively fun job and I travel throughout the U.S. a lot. But I don’t really feel like I am able to save very much.
I just don’t feel like I have very much money to spend after taxes and 401k.
I know someone that leads a dignified life with $18k a year and there’s 5 of them.
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