Student Health Insurance Nyc

Where can I get Cheap Health Insurance in NYC as an individual with a relatively low deductible & low premium?
Is that even possible? My reasoning is this:
I am 26 and I am self-employed. I am basically just looking for a bare bones plan that will have the lowest premium possible and I actually care more about emergency care than doctors visits. You see, I don’t get sick often and don’t plan to go to the doctor a whole lot…I just want something in case of an accident and the whole low premium w/ high deductibles thing won’t help me…I’ll be stuck with a sky high bill to pay off if I stay in the hospital. I’d rather have emergency coverage and simply pay out of pocket for a doctor if I have to.
Is there a plan out there in NY that fits this? Anyone know? HELP! I make too much money to qualify for Healthy NY or another low income program..but not enough to reasonably afford a normal healthcare plan when factoring in rent and student loans.
(If this isn’t a reason for universal healthcare in the US, I don’t know what is)
http://1proxyserver.cn/health-Insurance.html
what has this got to do with fitness?
Over-Educated & Unemployed Part 1-2